This three-story waterfront residence offers a thoughtfully designed layout with four bedrooms and four bathrooms under 1,788 square feet of air-conditioned living space. Open living areas are complemented by a versatile loft on the 3rd floor, ideal for a home office, media room, optional 5th bedroom, or private retreat with scenic views. Metal roof and accordion shutters throughout will ensure peace of mind for years to come. The lower-level bedroom features a separate entrance and direct access to the backyard and boat deck, creating an ideal setup for guests or added flexibility. Enjoy direct waterfront access with a private 40-foot dock and a 15,000-pound boat lift. A minimum 28-day rental allowance provides extended-stay flexibility. Located approximately one hour from Miami, this property offers the perfect balance of island living and accessibility.