Common Questions

Buying a house with crypto is very simple: verify your identity, share you public wallet address, and verify ownership of the wallet. You'll get a Proof of Funds letter so you can negotiate a cash real estate purchase. At closing, you'll fund by sending a crypto transfer to RealOpen. We convert it to fiat funds and wire to escrow on your behalf. Done.

Absolutely not. You don't need to sell upfront or time the market. RealOpen validates your portfolio and backs your offer with a Proof of Funds letter so you can negotiate like a cash buyer — all without touching an exchange.

No, with RealOpen the seller receives cash. We convert your crypto to fiat en route to escrow, so the seller gets paid in cash just a traditional cash transaction.

Yes, you can work with RealOpen to purchase any property, with or without an agent. Of course, we always recommend leveraging an experienced agent to avoid surprises and hiccups. We can connect you with experienced agents from our network - just ask.

We support Bitcoin, Ethereum, USDC, USDT, and other highly liquid tokens. If it's tradable through our OTC network and has real value, we can make it work. Regarding non-major crypto, the max individual trade should be less than 10% of the token's average daily trading volume.

We support major blockchains including Bitcoin, Ethereum, Polygon, and Tron. Want to use TRC20 USDT to avoid fees? Cool. Prefer ETH for speed? Also cool. Have a specific request? Just reach out.

Yes, you can fund your purchase with a blend of assets — BTC, ETH, USDT, whatever. Each crypto will be priced individually and processed as an independent conversion.

Yes, you can fund your earnest money via RealOpen. Just be sure to get fully-verified and notify us as soon as you're writing the purchase contract.

Absolutely. Whether for security, wallet limits, financial strategy, or if you're just nervous sending a large transfer: you're welcome to split the purchase into chunks. Each portion is verified and timestamped before conversion — then aggregated for a single fiat wire to escrow.

Yes, but the crypto verification process might vary a bit for this scenario (e.g., provide exchange account statements).

Nope. You can keep your assets wherever you want until closing. We verify your holdings via secure read-only access or validation tools — no need to transfer until funding.

As long as it's liquid and verifiable, we don't care if it's borrowed, staked, or structured. The only thing that matters is you control the assets, obtained them legally, and can deliver at closing.

Whether you're buying a $200K condo or a $20M estate, we scale to your transaction and have access to plenty of liquidity. The key factors are asset liquidity and how much of it you own. No limits (within reason on the lower end).

You authorize a single transfer of the agreed amount. RealOpen converts it through a prime OTC trading desk and wires fiat directly to escrow on your behalf.

Of course. You'll get a locked quote at the time of transfer, based on live OTC pricing and the amount of fiat funds you need to send. No surprise spreads, and no hidden fees.

With RealOpen, you don't have to liquidate anything until you're ready to fund - so a busted deal means your crypto assets remain in your wallet.

Extremly fast. You could literally create a RealOpen account and fund in the same business day. Typically the real estate transaction process is the cause for any delays - so you'll be limited to how fast escrow can get ready for closing. Already in escrow? No problem - you can fund with RealOpen as fast as you'd like.

Yes, so long as your lender will accept it. We can work with your lender if needed - just ask.

You can absolutely fund multiple transactions from the same wallet - even concurrently. Each deal gets its own Proof of Funds and closing setup, but your assets can be managed however you want.

We use real-time, non-invasive blockchain tools to view your wallet's assets without taking custody. To prove ownership, you can either (a) sign a message from your wallet, or (b) send a small verification transfer (~$10). For assets held on exchanges, we accept official account statements or screenshots that clearly show your name, account ID, and current balances.

Typically just a couple of hours. Wallet-based assets can be verified almost instantly, but exchange-based assets may take a bit longer if documents are incomplete.

We get it — privacy matters, and everyone has a different situation. We don't require full access or control, but we do run a limited scan using compliance tools like Elliptic or Chainalysis to confirm your wallet isn't linked to sanctioned activity. It's industry-standard, light-touch, and purely for regulatory clearance. Have a specific scenario or concern? Just reach out - we're happy to work with your specific situation.

Transfers go directly from your wallet to a licensed OTC partner. We never take custody and ask for your private keys. Everything's traceable, compliant, and forever visible on-chain.

RealOpen partners with regulated OTC desks and operates in compliance with FinCEN and U.S. escrow, KYC, and AML standards. We're not a broker-dealer or exchange — we're the crypto off-ramp for real estate.

We charge a flat 1% processing fee for traditional crypto like BTC or ETH, and 2% for stablecoins like USDC or USDT. That includes the conversion, transfer, and escrow funding — no hidden fees and no surprises. You'll be responsible for any network (gas) fees to make your crypto transfer(s).

Since your crypto is sold at closing, it's typically a taxable event - but not until you actually fund the purchase. Consult your accountant on this one.

You can fund early at your discretion. Any funds converted early will be wired to escrow, where the funds can live until closing day. Have a specific scenario to discuss? Reach out any time.

Absolutely, and we expect it. If you want to convert on a hot market day during escrow, we're happy to facilitate an early conversion and wire to escrow.

RealScore quantifies your crypto-backed offer's stability (taking into account market and token-specific volatility.) The algorithm is essential to maintain trust and comfort when a seller views your Proof of Funds letter.

Absolutely. Our Proof of Funds lets you offer, negotiate, and close as a cash buyer.

Only if you want them to. Our process does not require any crypto-specific contract addenda, the seller never touches crypto, and we don't require any effort or communication from the seller.

Yes, you can use crypto to buy commercial property with RealOpen. The process for every property type is the same: simply, fast, and painless. Office, retail, multi-family, resort, or ranch - you can buy any of them with RealOpen.

Yes — as long as local laws and escrow providers support wire transfers, we can execute internationally. RealOpen has global reach, even if the seller's never heard the word “blockchain.” Contact us to discuss your international plans.

No, your agent and the escrow office will handle the transaction paperwork. Compliance protocols do require that we receive a copy of your contract and closing statement.