No HOA. Excellent investment property. Rented for $3,969/month (as of January 2026: Government $3,722 and Tenant $247). Potential rent with government subsidy is $4,462/month (renewal date: Jul 31, 2026). The tenant has been at the property since August 2023. This property is uniquely qualified for a special program. Exclusive Lender Incentive: 1 point off the rate with my lender (e.g., if the market rate is 6%, you can get 5% with no points, plus appraisal and mortgage insurance covered for primary residents). Current management company available for seamless transition. Please do not disturb tenant or knock on the door!